I'll tell you that sometimes bad things really do have a silver lining. That happened to me over the last 10 years or so. I found that I had to rely on cash only buying and no credit You see about 10 years ago I went through a very rocky period in my life (major...

If you are looking for a new place to put your hard earned money you might want to do some homework first to find and compare checking and banking options at all of the financial institutions around your area and maybe even some that can only be accessed online. (...)

If you are looking for a new place to put your hard earned money you might want to do some homework first to find and compare checking and banking options at all of the financial institutions around your area and maybe even some that can only be accessed online. (...)

Many people are aware of the important role the credit rating plays in their lives. However, understanding what actually goes into a credit score (the credit score breakdown) might present a bit more difficulty. (...)

Most adult Americans are familiar with what represents good and bad credit and the all-too-famous FICO score. Of the three credit reporting agencies (Experian, Equifax and TransUnion), Equifax and TransUnion both use the FICO score algorithm to calculate their scores. (...)

One of the first things that needs to happen if you are planning on opening a business is to get set up with a business checking account. You can't do business without one. But before you open a business checking account you need to research all of the various...

Today, once that was nothing much more than an annoyance to banking customers has become a big income stream for banks. Fees of all sorts, particularly overdraft fees, can add millions of dollars to the bottom line for banks all around the country. (...)

Your credit score could be the key to many doors of opportunity in your life or it could be the curse that holds you back. Not only is your credit score the deciding factor in whether or not you get a loan, it plays an important role in the amount of interest you...

Personal finances can sometimes look bleak, especially when you look at your bank account. In a poor economy, stress levels can skyrocket and the need to save more money is essential. In this article, you will find some simple and down-to-earth tips to help you keep...

There is a huge sub-prime lending market, and no matter what happens, it continues to grow. A major part of this boom is alternative financial services that cater to certain targeted customers. (...)

You and your spouse have to work as a team in order to stabilize your finances. This is a joint effort, and you both want to make sure that you have a promising future with money. You want to do it for your family, either the one you have now, or the one you plan on...

Too many people allow their debt to accumulate due to utilizing bad spending habits, and they never find their way out of financial problems that way. You need to take total control over your personal financial situation, and start prioritizing your finances. (...)

There is no doubt that loans and credit cards can be tremendously useful things. However, they must be used wisely. It is necessary to avoid common pitfalls posed by these types of borrowing. (...)

A highly important aspect of personal finances is your personal savings. You need savings for a variety of different reasons, and that grouped with a need for diversity means that your savings needs to be in different accounts and investment vehicles. (...)